One of the things I’m aiming for this 2013 is to spend more wisely, and get top value for the things I’m paying for. After all, as much as we’d like it to, money doesn’t grow on trees! Here are a few things I’ve thought of doing to help me on my way:
- Make a list and check it twice! Have a list of things you need vs want and rank them in order. Keep the list short and only allow yourself to buy whatever is on that list. This will save you from all those impulse buying decisions! I’m an impulse shopper, so this will surely be useful for me!
- Allocate a portion of your monthly income for shopping, and make sure you don’t spend outside that bracket. This way, you still get to reward yourself for your hard work and stock up some savings!
- Choose a credit card that gives you maximum benefits. BDO’s Shop More MasterCard is a perfect example! It comes with a free SM Advantage Card and allows you to get higher rewards points when shopping in SM and its affiliate stores (meaning, you get an additional 0.5 points on top of the regular points earned). You also get rebates during sale events! Plus, from now until the 28th of February, you get P700 worth of free movies when you spend at least P7,000 anywhere with your new Shop More MasterCard! On top of that, you new Shop More MasterCard comes in a pretty Black or White design, spot-on for the playful fashionista in all of us!
Hopefully these three steps will help you (and me!) keep our shopping resolutions in check! What do you think?
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